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  • Get Your Credit Report in Spanish and Get Empowered

    StatePoint|Mar 7, 2024

    (StatePoint) Knowledge is power, particularly when it comes to understanding your personal credit history. A survey from Experian finds that 25% of U.S. Hispanic-Latinos want to know what information on a credit report means, 45% are interested in learning how to build credit and 50% want to know how to keep their credit score high. New Resources Now, new efforts are being made to support the financial wellness of this growing community. Experian, one of the nation's credit bureaus, has made...

  • Youth Suicide Prevention - Recognize the Signs

    StatePoint|Feb 22, 2024

    (StatePoint) Children and teens can be moody, but when signs of mental health troubles last for weeks, don't assume it's just a passing mood. Suicide is a leading cause of death among U.S. children, teens and young adults ages 10-24, and rates have been on the rise. The American Academy of Pediatrics recommends that all teens be screened for suicide risk starting at age 12. While no single cause has been identified, suicide is often preceded by depression that is undiagnosed or untreated. Most y...

  • Getting Healthier in 2024 Starts With Your Feet

    StatePoint|Jan 11, 2024

    (StatePoint) Good foot and ankle health is critical for good overall health, so no matter what your wellness goals are for 2024, be sure to start from the ground up. "Feet and ankle issues can be signs of overarching health problems like diabetes, arthritis and cardiovascular disease, so paying attention to them is vital for early diagnosis and treatment says Michael Coyer, DPM, FACFAS, a foot and ankle surgeon and Fellow Member of the American College of Foot and Ankle Surgeons (ACFAS)....

  • Shop Smarter in the New Year With These Tips

    StatePoint|Jan 11, 2024

    (StatePoint) For many people, the start of a new year is an opportunity to revamp their routine and make game-changing resolutions. That's why industry experts are offering smart shopping tips that will have you saving time, money and hassle in 2024. According to Christa Anz, director of Sensormatic Solutions North America Marketing, the global retail solutions portfolio of Johnson Controls, it all starts in January. "Outside of the holiday season, there isn't a better time to shop than the star...

  • Great Ways to Encourage Your Child's Love of Vehicles

    StatePoint|Sep 21, 2023

    (StatePoint) Do you have a vehicle-loving kid? Here are some fun toys, games and activity ideas to fuel their interest in all things cars, trucks, planes, helicopters and more! Attend a Community Event Check to see when your local fire department's next open house is. These community events are a great opportunity to learn about firefighting, and often there are special activities just for kids, like tours of the fire engine, equipment demonstrations, and even games and challenges that teach fir...

  • This Fall, Older Adults Should Protect Their Health

    StatePoint|Sep 14, 2023

    (StatePoint) With cold and flu season upon us, it's time to protect yourself, not only from those seasonal threats, but also from other health risks. "During the holidays, our lives get very busy with family and friends," said Dr. J.B. Sobel, chief medical officer for Cigna Healthcare's Medicare business. "Before then, please take time to ensure you get the preventive care you need to stay healthy." Preventive care is critical for everybody, but particularly for older adults, and especially in...

  • How to Attract the Best Candidates for Your Business

    StatePoint|Jun 22, 2023

    (StatePoint) As most business owners know, one of the most valuable assets your enterprise needs to thrive is top-notch talent. With one in four U.S. adults currently looking for a new job, the right people are out there, it's just a matter of connecting with them. According to CareerBuilder, here's how to make your company attractive to job seekers and how to leverage tools to find them: • Make room for growth: A recent survey from CareerBuilder and Morning Consult finds that when it comes t...

  • How You Can Trim Expenses to Save for What Matters Most

    StatePoint|May 18, 2023

    (StatePoint) Whether you're saving to buy a home, putting money in your child's college fund or just trying to cover higher costs for necessities, you may be looking for ways to keep more money in your wallet so you can spend on the things that matter most. And you're not alone. In fact, a recent national survey from Experian found that 66% of respondents are actively looking for ways to trim expenses from their monthly budget. There is no better time than the present to get started. The basics...

  • Does Your Business Qualify for the ERC Federal Assistance Program?

    StatePoint|Apr 27, 2023

    (StatePoint) The strength of the country relies on its estimated 33.2 million small businesses, which comprise 99.9 percent of all American businesses. COVID threatened, and in some cases forced, the closure of many small enterprises and tens of thousands are still reeling from the aftermath of the full pandemic. In an effort to offer some relief, the federal government created the Employee Retention Credit (ERC) Program under the IRS that has already helped thousands of qualifying businesses...

  • 4 Tips to Grow Cash Flow For Your Small Business

    StatePoint|Apr 13, 2023

    (StatePoint) As every small business owner soon learns, growing sources of revenue and cash flow are key to survival, particularly during a venture's first few years. While this is easier said than done, small businesses can focus on attracting new customers, building partnerships and scaling up sustainably to improve cash flow. To get you started, Wells Fargo is sharing actionable tips for entrepreneurs, along with information about how to leverage helpful resources: 1. Create an action plan: D...

  • Finding Savings Where You're Already Spending

    StatePoint|Mar 16, 2023

    (Statepoint) At a time when Americans are keeping a closer eye on their expenses, finding more value where they are already spending on the essentials is more important than ever. In a recent study from Morgan Stanley, 64% of Americans said they plan to cut back on overall spending in the next six months as inflation continues to rise and impact wallets. And while many are making cuts in their everyday life, wireless shows no sign of being scratched from the monthly budget. With more than 60%...

  • Spring Cleaning: Don't Toss That 'Junk,' It May Be Valuable!

    StatePoint|Mar 2, 2023

    (StatePoint) It's time to hit the garage, basement, attic and closets for that age-old task of spring cleaning! Before hauling unwanted possessions to the curb, you may be surprised to learn they might be valuable -- especially if you have sports cards and memorabilia gathering dust. With prices of sports cards rising in recent years, take time to determine if yours are valuable and how to best sell them. "Older sports cards and memorabilia aren't just highly collectible; they can be worth lots...

  • Does Your Business Qualify for the ERC Federal Assistance Program?

    StatePoint|Feb 16, 2023

    (StatePoint) The strength of the country relies on its estimated 33.2 million small businesses, which comprise 99.9 percent of all American businesses. COVID threatened, and in some cases forced, the closure of many small enterprises and tens of thousands are still reeling from the aftermath of the full pandemic. In an effort to offer some relief, the federal government created the Employee Retention Credit (ERC) Program under the IRS that has already helped thousands of qualifying businesses...

  • 'Tis the Season to Save on Holiday Essentials

    StatePoint|Dec 22, 2022

    (Statepoint) This holiday season, stretch your budget when shopping for gifts, including toys and stocking stuffers, as well as last-minute needs, meal prep and more! Spend more time creating memories and less time preparing with a few tips from experts at Dollar General. Joyful Gifts One of the best parts of the holidays may be seeing the excited reaction of someone opening a gift, especially children. Save on some of America's most popular name brand toys at Dollar General, which recently anno...

  • Steps You Can Take to Care for Yourself During the Holidays

    StatePoint|Dec 8, 2022

    (StatePoint) With seasonal stressors like end-of-year work deadlines, gift shopping and hosting potentially weighing on you, plus all those extra sweets and indulgent foods to nibble on, the holiday season may be the happiest time of year, but it's not always the healthiest. Here's how to take better care of yourself to feel your best this holiday season. Protect Your Skin You may be aware that the more free radicals you have in your body, the more skin damage can accumulate over time. But did y...

  • Women Business Owners are Optimistic About the Future

    StatePoint|Nov 17, 2022

    (StatePoint) Even as they ride out inflationary pressures, supply chain disruptions and economic uncertainty, women owners and executives of small and mid-size majority-women-owned businesses have an optimistic outlook about the near-term future of their businesses, according to a recent survey. The PNC Bank survey found that women business owner (WBO) expectations for their own companies remain strong, with 41% feeling highly optimistic -- up from 29% in the fall of 2020 but down from 67% in...

  • How Mentoring Can Help Women-Led Businesses Thrive

    StatePoint|Oct 6, 2022

    (StatePoint) The financial disparities between male and female entrepreneurs are far-reaching. Women-led businesses receive lower valuations, less capital and fewer conventional small business loans than those led by men. Women entrepreneurs also pay themselves less than men and often take the brunt of balancing their family's needs while growing their business. In spite of these challenges, women-led businesses of all types are thriving across the United States, thanks in part to initiatives of...

  • Tips for Small Businesses to Not Only Survive, But Thrive

    StatePoint|Jul 7, 2022

    (StatePoint) Small businesses are the heartbeat of communities. They pump life into neighborhoods, making them vibrant places to live, work and raise families, and are key to millions of local jobs. In fact, approximately 50% of all Americans are employed by a small business and 99% of American businesses are small businesses, according to the U.S. Small Business Administration. "Small business is big business," said Wells Fargo's head of Small Business Derek Ellington. "As a bank that proudly...

  • 5 Tips for Sticking to a Schedule

    StatePoint|Mar 31, 2022

    (StatePoint) Sticking to a schedule is good for health, wellness and productivity. Learn to adhere to a daily routine with the following tips and tricks: • Write it down: The act of writing things down can help reinforce priorities. Keep a list of short- and long-term goals, events and meetings. Be sure to check items off your list as you complete them. Doing so can help you stay motivated. • Get a good watch: Keep yourself accountable with a good watch. The line-up of Edifice watches by Cas...

  • Closing the Wealth Gap, One Woman Entrepreneur at a Time

    StatePoint|Mar 17, 2022

    (StatePoint) Women represent the majority of all entrepreneurs today. In 2020 alone, women started 2,000 small businesses nationwide and of those, 64% were founded by women from diverse backgrounds, according to Funderal statistics. While this trend is encouraging, a recent study conducted by the Nasdaq Entrepreneurial Center, Penn State University and Fair Pay Workplace shows that pay, ownership and valuation disparities are compounding the already large gender wealth gap. Barriers to...

  • Why Experts Say We Must Broaden Our Definition of Health

    StatePoint|Dec 30, 2021

    (StatePoint) Many Americans view health as a product of the medical care they receive. However, public health experts say that's just one piece of the puzzle. "In reality, our health is shaped more by the zip code we live in than the doctor we see. In fact, where we live, our financial circumstances, our access to affordable, nutritious foods, and other non-medical factors overwhelmingly influence our physical and mental health," says Dr. Shantanu Agrawal, chief health officer, Anthem, Inc. Thes...

  • What Every Small Business Owner Should Know Today

    STATEPOINT|Dec 16, 2021

    (StatePoint) Given how much has changed about the way people do business over the last few years, experts say it may be time for entrepreneurs to rethink how they store and protect company data, and collaborate with their teams. According to Brian Mallari, a marketing director in Western Digital's hard drive business unit, a shared storage or network attached storage (NAS) solution can help, and here's why: • Cost: As every owner of a small- or mid-sized business (SMB) knows, cutting costs w...

  • Giving a Gift With Meaning This Mother's Day

    Statepoint|May 6, 2021

    (StatePoint) In today's world, intimacy can sometimes be sacrificed for immediacy. We often send texts or emails, rather than hand writing letters, cards or notes. However, handwritten notes are a beautiful way to capture meaningful moments and create something tangible that goes beyond the digital. In the past, writing by hand was an integral part of daily life -- letters were written to soldiers overseas, travel journals and diaries were kept, and cards were sent to celebrate birthdays....

  • As COVID Anxiety Grows, Tips to Avoid Crisis and Conflict

    Statepoint|Nov 5, 2020

    (StatePoint) Among mask mandates, social distancing, outspoken political views and personal challenges from the COVID-19 pandemic, there is a heightened risk for public spaces turning into places of conflict. According to experts at the Crisis Prevention Institute (CPI), the global leader in de-escalation training for over 40 years, mentally preparing and practicing responses can best ensure non-confrontational experiences. Potential challenging situations could include disagreements over mask requirements or social distancing, family...

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