Serving Metropolitan Detroit Since 1944
Serving Metropolitan Detroit Since 1944
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(StatePoint) Scammers are getting better at what they do all the time. According to the Data Book, Americans reported losing $10 billion to scams in 2023, a full $1 billion more than in 2022. While anyone can be a victim, elderly people are often targeted, as they are presumed to have more savings. According to CERTIFIED FINANCIAL PLANNER® professionals, you can help safeguard your financial future with these tips: Slow Down From romance scams to debt and IRS scams, many scammers use...
(StatePoint) Nearly 25 million people of all ages in the United States are living with asthma, a lifelong chronic disease that makes it harder to move air in and out of the lungs. Here's what the American Lung Association wants everyone to know during summer, when extreme heat can make asthma harder to manage. 1. New challenges are emerging. Beyond traditional asthma triggers like respiratory infections, secondhand smoke and pets, new challenges are emerging. The effects of climate change...
StatePoint) American men may be neglecting their health and wellness, particularly when it comes to their urological health. But an open line of communication between men and their healthcare providers, and among family members, can lead to better care. A Cleveland Clinic survey found that only 3 out of 5 men get annual physicals and 55% do not get regular health screenings. What's more, many men shy away from the subject of their health, with 77% reporting that they don't know their complete...
(StatePoint) Knowledge is power, particularly when it comes to understanding your personal credit history. A survey from Experian finds that 25% of U.S. Hispanic-Latinos want to know what information on a credit report means, 45% are interested in learning how to build credit and 50% want to know how to keep their credit score high. New Resources Now, new efforts are being made to support the financial wellness of this growing community. Experian, one of the nation's credit bureaus, has made...
(StatePoint) Children and teens can be moody, but when signs of mental health troubles last for weeks, don't assume it's just a passing mood. Suicide is a leading cause of death among U.S. children, teens and young adults ages 10-24, and rates have been on the rise. The American Academy of Pediatrics recommends that all teens be screened for suicide risk starting at age 12. While no single cause has been identified, suicide is often preceded by depression that is undiagnosed or untreated. Most y...
(StatePoint) Good foot and ankle health is critical for good overall health, so no matter what your wellness goals are for 2024, be sure to start from the ground up. "Feet and ankle issues can be signs of overarching health problems like diabetes, arthritis and cardiovascular disease, so paying attention to them is vital for early diagnosis and treatment says Michael Coyer, DPM, FACFAS, a foot and ankle surgeon and Fellow Member of the American College of Foot and Ankle Surgeons (ACFAS)....
(StatePoint) For many people, the start of a new year is an opportunity to revamp their routine and make game-changing resolutions. That's why industry experts are offering smart shopping tips that will have you saving time, money and hassle in 2024. According to Christa Anz, director of Sensormatic Solutions North America Marketing, the global retail solutions portfolio of Johnson Controls, it all starts in January. "Outside of the holiday season, there isn't a better time to shop than the star... Full story
(StatePoint) Do you have a vehicle-loving kid? Here are some fun toys, games and activity ideas to fuel their interest in all things cars, trucks, planes, helicopters and more! Attend a Community Event Check to see when your local fire department's next open house is. These community events are a great opportunity to learn about firefighting, and often there are special activities just for kids, like tours of the fire engine, equipment demonstrations, and even games and challenges that teach fir...
(StatePoint) With cold and flu season upon us, it's time to protect yourself, not only from those seasonal threats, but also from other health risks. "During the holidays, our lives get very busy with family and friends," said Dr. J.B. Sobel, chief medical officer for Cigna Healthcare's Medicare business. "Before then, please take time to ensure you get the preventive care you need to stay healthy." Preventive care is critical for everybody, but particularly for older adults, and especially in...
(StatePoint) As most business owners know, one of the most valuable assets your enterprise needs to thrive is top-notch talent. With one in four U.S. adults currently looking for a new job, the right people are out there, it's just a matter of connecting with them. According to CareerBuilder, here's how to make your company attractive to job seekers and how to leverage tools to find them: • Make room for growth: A recent survey from CareerBuilder and Morning Consult finds that when it comes t...
(StatePoint) Whether you're saving to buy a home, putting money in your child's college fund or just trying to cover higher costs for necessities, you may be looking for ways to keep more money in your wallet so you can spend on the things that matter most. And you're not alone. In fact, a recent national survey from Experian found that 66% of respondents are actively looking for ways to trim expenses from their monthly budget. There is no better time than the present to get started. The basics...
(StatePoint) The strength of the country relies on its estimated 33.2 million small businesses, which comprise 99.9 percent of all American businesses. COVID threatened, and in some cases forced, the closure of many small enterprises and tens of thousands are still reeling from the aftermath of the full pandemic. In an effort to offer some relief, the federal government created the Employee Retention Credit (ERC) Program under the IRS that has already helped thousands of qualifying businesses...
(StatePoint) As every small business owner soon learns, growing sources of revenue and cash flow are key to survival, particularly during a venture's first few years. While this is easier said than done, small businesses can focus on attracting new customers, building partnerships and scaling up sustainably to improve cash flow. To get you started, Wells Fargo is sharing actionable tips for entrepreneurs, along with information about how to leverage helpful resources: 1. Create an action plan: D...
(Statepoint) At a time when Americans are keeping a closer eye on their expenses, finding more value where they are already spending on the essentials is more important than ever. In a recent study from Morgan Stanley, 64% of Americans said they plan to cut back on overall spending in the next six months as inflation continues to rise and impact wallets. And while many are making cuts in their everyday life, wireless shows no sign of being scratched from the monthly budget. With more than 60%...
(StatePoint) It's time to hit the garage, basement, attic and closets for that age-old task of spring cleaning! Before hauling unwanted possessions to the curb, you may be surprised to learn they might be valuable -- especially if you have sports cards and memorabilia gathering dust. With prices of sports cards rising in recent years, take time to determine if yours are valuable and how to best sell them. "Older sports cards and memorabilia aren't just highly collectible; they can be worth lots...
(StatePoint) The strength of the country relies on its estimated 33.2 million small businesses, which comprise 99.9 percent of all American businesses. COVID threatened, and in some cases forced, the closure of many small enterprises and tens of thousands are still reeling from the aftermath of the full pandemic. In an effort to offer some relief, the federal government created the Employee Retention Credit (ERC) Program under the IRS that has already helped thousands of qualifying businesses...
(Statepoint) This holiday season, stretch your budget when shopping for gifts, including toys and stocking stuffers, as well as last-minute needs, meal prep and more! Spend more time creating memories and less time preparing with a few tips from experts at Dollar General. Joyful Gifts One of the best parts of the holidays may be seeing the excited reaction of someone opening a gift, especially children. Save on some of America's most popular name brand toys at Dollar General, which recently anno...
(StatePoint) With seasonal stressors like end-of-year work deadlines, gift shopping and hosting potentially weighing on you, plus all those extra sweets and indulgent foods to nibble on, the holiday season may be the happiest time of year, but it's not always the healthiest. Here's how to take better care of yourself to feel your best this holiday season. Protect Your Skin You may be aware that the more free radicals you have in your body, the more skin damage can accumulate over time. But did y...
(StatePoint) Even as they ride out inflationary pressures, supply chain disruptions and economic uncertainty, women owners and executives of small and mid-size majority-women-owned businesses have an optimistic outlook about the near-term future of their businesses, according to a recent survey. The PNC Bank survey found that women business owner (WBO) expectations for their own companies remain strong, with 41% feeling highly optimistic -- up from 29% in the fall of 2020 but down from 67% in...
(StatePoint) The financial disparities between male and female entrepreneurs are far-reaching. Women-led businesses receive lower valuations, less capital and fewer conventional small business loans than those led by men. Women entrepreneurs also pay themselves less than men and often take the brunt of balancing their family's needs while growing their business. In spite of these challenges, women-led businesses of all types are thriving across the United States, thanks in part to initiatives of...
(StatePoint) Small businesses are the heartbeat of communities. They pump life into neighborhoods, making them vibrant places to live, work and raise families, and are key to millions of local jobs. In fact, approximately 50% of all Americans are employed by a small business and 99% of American businesses are small businesses, according to the U.S. Small Business Administration. "Small business is big business," said Wells Fargo's head of Small Business Derek Ellington. "As a bank that proudly...
(StatePoint) Sticking to a schedule is good for health, wellness and productivity. Learn to adhere to a daily routine with the following tips and tricks: • Write it down: The act of writing things down can help reinforce priorities. Keep a list of short- and long-term goals, events and meetings. Be sure to check items off your list as you complete them. Doing so can help you stay motivated. • Get a good watch: Keep yourself accountable with a good watch. The line-up of Edifice watches by Cas...
(StatePoint) Women represent the majority of all entrepreneurs today. In 2020 alone, women started 2,000 small businesses nationwide and of those, 64% were founded by women from diverse backgrounds, according to Funderal statistics. While this trend is encouraging, a recent study conducted by the Nasdaq Entrepreneurial Center, Penn State University and Fair Pay Workplace shows that pay, ownership and valuation disparities are compounding the already large gender wealth gap. Barriers to...
(StatePoint) Many Americans view health as a product of the medical care they receive. However, public health experts say that's just one piece of the puzzle. "In reality, our health is shaped more by the zip code we live in than the doctor we see. In fact, where we live, our financial circumstances, our access to affordable, nutritious foods, and other non-medical factors overwhelmingly influence our physical and mental health," says Dr. Shantanu Agrawal, chief health officer, Anthem, Inc. Thes...
(StatePoint) Given how much has changed about the way people do business over the last few years, experts say it may be time for entrepreneurs to rethink how they store and protect company data, and collaborate with their teams. According to Brian Mallari, a marketing director in Western Digital's hard drive business unit, a shared storage or network attached storage (NAS) solution can help, and here's why: • Cost: As every owner of a small- or mid-sized business (SMB) knows, cutting costs w...
