Black Community's Retirement Woes Leading to New Ways to Save Money

A recent study has outlined a disturbing trend across the nation: Increasing retirement woes among Black people, coming from several angles that indicate some could choose to work longer or seek more palatable options for savings and income.

Either people aren't feeling on-track to retire, they're worried about outliving whatever savings they are able to accrue or their jobs don't offer fair retirement plans for people of color. These being common fears in the Black community, some just breeze over the thought of retirement as a pipe dream.

"Black and Hispanic workers have significantly less a...